Insurance Coverage for Electrical Contractors

Electricians face a challenging task on a daily basis and need to purchase electrical contractor insurance to protect themselves against risks that can surface on both residential and commercial job sites. Because of the wide range of risks involved with electrical work, it is essential to find an insurance program tailored to the electrical profession that recognizes and covers all the risks involved.

Fortunately, the insurance experts at GoRate Insurance understand the ins and outs of the electrical industry. We make it simple for small-business owners to get the coverage they need as electrical contractors with our 3-step process to cover your business: 1) select your industry, 2) select your coverage needs, and 3) get your proof of insurance on the spot. To learn more about GoRate Insurance and how we can help your small business, click here to quote your business today!

Policies Offered for Electricians by GoRate Insurance

As you develop your electrical business, it is essential to have the following forms of coverage:

• Workers Compensation: Because of the danger of electrocution involved in each job, this sort of insurance is essential. It covers your employees in the event that they are harmed on the job. It is intended to cover medical expenses as well as the employee's lost pay while they are disabled as a result of an injury.
• Commercial Property: Electricians put a lot of money into their gear, signage, and facilities. Property insurance protects those belongings in the event of theft, fire, damage, or other covered events.
• Professional Liability: This policy protects you from liabilities arising from professional services. This policy would protect you from a lawsuit if you wired a home that later had an electrical fire due to a fault with your wiring unless it could be proven that you were careless in your job.
• Commercial Auto: Whether you use a personal vehicle for work or have a specialized vehicle for your business, having your vehicle insured is essential. Because the vehicle is utilized for business, you need adequate coverage if your vehicle causes property damage while on the job.

Rely on GoRate Insurance to Protect Your Electrical Contracting Business

It is a must for electricians and electrical contractors to have several types of insurance to cover the risk of injury while working on residential and commercial projects. Whenever you need help finding the right policy to match your budget and your business needs, GoRate Insurance is ready and willing to help at a moment's notice. We sound out lots of potential providers before finding the perfect policy for you and your business. For more information, click here to quote your business today!